Market Outlook: Q3 2021

The first half of 2021 witnessed a reopening of global economies as vaccines were distributed and COVID-19 cases and deaths declined. The Federal Reserve has been very accommodative, and risk assets have responded favorably with the S&P 500 up 17% YTD.[1] We believe the global economy will continue to recover but may soon plateau in […]

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A resolution for the new year

Hello 2021!

With the coming of a new year, people traditionally make resolutions where they promise to do something different in the year. As you think about what you will “promise” to do in 2021, the type of resolution you make plays a big part in how long you will stick with it.

Resolutions can be anything […]

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Things to do before the new year

With 2021 just around the corner, now is a good time to review a few important financial matters.

Are you eligible for your company 401(k) or 403(b)?
If so, make sure you are participating. And if your employer matches your contribution, see if you can contribute at least enough to get the full match. That’s a […]

Work vs Retire

Thinking about retirement

When to retire is a big decision. There are several things to be thinking through today, as well as actions to be taken to set yourself up well for a great new chapter.

First, have you thought about healthcare expenses? If you are age 65 when you retire, you are eligible for Medicare. If you haven’t […]

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Leaving a legacy

Usually when we discuss financial legacies, we talk about money, property, and other types of assets that we can pass down to others. But a financial legacy can be about more than assets; financial wisdom can be a type of legacy that makes just as big of an impact on your family as money. Modeling […]

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The 2020 Election, the Economy and the Markets

As the November election approaches, we are receiving more questions about how this event can impact investment portfolios. Some individuals have a specific election outcome they perceive as cataclysmic for the economy and markets. Other individuals are more generally concerned about the volatility that could surface in, what appears to be, a highly contested race […]


Covenant Trust is Relocating

With the Evangelical Covenant Church’s (ECC) recent announcement to sell its central office building at 8303 West Higgins Road in Chicago, you may be wondering what that means for Covenant Trust’s offices there. Early in the year, we made the decision to relocate our office. Our anticipated move date is November 2020.

Our decision process started […]


Achieving Financial Wellness

When you hear the term “financial literacy” it means learning the basics about handling your money. It means understanding how to budget, knowing the importance of saving, investing and handling credit wisely. It means creating a vision for where you want to be, setting goals, and creating the plan to get there.

Knowing how to manage […]